seller wants bank transfer

- edited a simple realistic answer will do cheers. Hello I have just bought something for 80£ and the seller wants a cheque or bank transfer, not paypal. If you use paypal you must pickup the goods in person. If a seller was demanding bank transfer, I'd not think twice about hitting the PayPal button, purely to show them I'll pay how I see fit. 09:58 AM. Quite a lot of sellers use their item description to declare that they won't accept PayPal - here's a random example, from a listing I was looking at a few minutes ago:"Before you press the buy it now button please read the following conditions .If you want to bid please ring or text me on 0412 xxx xxx. So my dilemma now is if I pay by bank transfer and mind you I have never purchased from this seller b4, now will I get. With some services, all you’ll need is the email address or phone number of the person you’re sending money to. They also asked for me to verify my address and said that people have many different addresses on ebay (ok I didn't know that) so they don't send it to the wrong address. 04:11 PM, Hi tazz I ended up sending a message and the seller said even though they would rather of got paid by bank. I have used bank transfer occasionally on Ebay without problems but normally pay via Paypal. ‎07-15-2016 ‎07-09-2016 ‎07-09-2016 The seller may not be a scammer and just be trying to avoid paypal fees but you need to protect yourself. I will never pay for anything on ebay other than via paypal. Why? The amount of this transfer may vary, but will probably be a few hundred dollars. Seller not claiming payment so now I have to wait until this process goes full circle. Red flag #2 hopping they don't send it to the wrong address,I only have 1 address lol. ‎07-10-2016 You might want to check with your banking institution about the fees, and to see if they have reciprocal agreements with the bank receiving the transfer. So who's right? Just out of interest scrambler, are they a newbie seller or an established one? on If the buyer is financing the car, your bank will need to send the title to the buyer’s bank. As to not being in the mood to sort things out, how can you sort anything out if the seller has used a hacked bank account and/or is not even in Australia. ‎07-08-2016 Do note, while we always aim to give you accurate product info at the point of publication, unfortunately price and terms of products and deals can always be changed by the provider afterwards, so double check first. Posted 7th Feb 2018. Paid a £ Deposit via Bank Transfer - Seller Now Wants … Also if I just go and pay with paypal will the seller be peed off and send the item damaged or perhaps send an empty. He's happy to pay via bank transfer. The buyer of the same property, at the same time, wants to take the home loan from your lender. ‎07-08-2016 In Europe you can buy with your bank account via SEPA transfer. transfer they understood and said to pay with PayPal. Immediate bank transfer. Which? familiarise yourself with the latest version. Transferring money from your bank account is usually fast, free and safer than withdrawing and paying in cash. Bank Transfers are common for European sales. Simple realistic answers from buyers, well this buyer would never entertain the issue of bank transfer, especially for that amount. Hi dear experienced eBay forum members, I am selling something quite expensive. Hey, I'll bet you knew that anyway about Paypal only !!!!! I really don't think it is worth the risk. PayPal wants to protect its legitimate customers from various scams and so it has an amazing buyer and seller protection programs. He says that he would need a bank transfer instead of PayPal. Seller has many positive feedback and located a few hours from me so who knows really, on Once the buyer pays for the car and you pay off the loan, the title is free and clear. This buyer would report the seller and call ebay and ask them to cancel the transactiion so there was no chance of an unpaid item strike. We use cookies to make the site easier to use. First thing is have you checked the seller's feedback? Seller wants a bank transfer instead of using PayPal. 04:01 PM If any of the bad scenarios do happen then I'm not in the mood or have time to straighten things out (so lazy as it's so cold lol). Do not forget the tme difference either, your seller may be working and cannot respond. She is arranging for a delivery company to collect and has asked if she can do a bank transfer of the money as she won't see me in person. Purchases made with ACH take 5 days for the coins to be delivered, while SEPA purchases take less than two days. A bank transfer, also called a wire transfer, is a way to send money from one bank account to another anywhere in the world. as they have trouble accessing their paypal account sometimes. "Financial Center FAQs: Can I Get Cashier's Checks at a Financial Center." According to this: which.co.uk/con…cam It is possible but according to some other threads it isn't. COLD WEATHER PAYMENTS TRIGGERED - CAN YOU GET £25 TOWARDS YOUR ENERGY BILLS? Random Acts of Kindness and All things Positive! I would politely decline her offer of a bank transfer and say paypal is … 11:56 PM. Well stawka I bid with many other bidders on the item and I won it. The bad news: scammers prefer money transfers. Online money transfer scams are still a popular way for Internet criminals to extract money from unsuspecting individuals and corporations. The advantages of sending a bank transfer are that you do not need to wait for anything to arrive in the mail, there are no cheques to cash, and the funds are available immediately upon receipt. Read on for more information, including how to make a bank transfer and what details you’ll need. Nowadays, it doesn’t really work that way.Firstly, pretty much every significant dealership in the country will try and convince you to take their car finance offer rather than paying cash. Yes the police are involved.The "seller"is saying someone hijacked their account and put an item for sale for sale that didn't exist.The police are investigating the account money was transfered to.Hopefully they will be able to help sort it out.They said this kind of fraud is on the increase. on Seller wants to be paid by bank transfer!!!! crows scrambler spends as much or more time on the boards as we do pj. One precaution I usually take when transferring money for the first time to a new recipient is to make a small £1 transfer initially and ask the recipient to confirm its safe arrival in their account. 04:05 PM. Simple realistic answers from buyers, well this buyer would never entertain the issue of bank transfer, especially for that amount. Start new thread in this topic ... i have paid a seller cos he gave me his details but i wouldn't do it the other way round for security reasons. Getting people to pay by bank transfer is what scammers do. An established seller padi,and now they have asked that as soon as payment is made then they will send the item. … If you live overseas send me a message via ebay .I will not ship these items or help with shipping if you use paypal . That's a common line that a scammer uses to get free moneyn(no way for you to get your money back). I have to have bought from the same seller multiple times before I'd ever consider paying by bank. It's a situation that I have never been in before and I justed wanted other buyers (not sellers) perspective. After all....$400........lotta money....just sayin', on Bank-to-service-to-bank option 1: Recipient fills in their details. A victim of ‘authorised push-payment’ fraud reveals how she lost £20,000 of her life savings to the bank transfer scam. 11:10 PM. Search My Stuff. 10:05 AM. This is a 100 percent fail-safe way to be paid for both the buyer and the seller. on ‎07-08-2016 In both of these examples, scammers are likely at play, so here are a few tips to help you avoid money transfer scams. We often link to other websites, but we can't be responsible for their content. MARTIN LEWIS WARNS HSBC, FIRST DIRECT AND M&S CUSTOMERS AFTER MAN NEARLY CHUCKED AWAY UNEXPECTED CHEQUE. Not just the first page but look back several pages. My Profile My Preferences My Mates. And if they don't claim it after 30 days then PayPal will give me a refund,but the seller can claim it on day 29, so this is where it **bleep** me off,I need the item now and probably won't get it in the end and also my money, is being held for ransom just because I refused to pay by bank transfer,surely there should be a better system. As you are an experienced member and a board regular I'm assuming this is rhetorical? ‎07-08-2016 Ask Show All Show less. Bank of America. (Hang on - isn't that how the ebay bots answer messages? my item (maybe,maybe not) and if I don't then I'm out of pocket of $400. ‎07-10-2016 You have to be kidding? 11:42 AM @jeanuk1953 wrote: I bought an iPhone from a seller and wanted to arrange collection and pay him in cash but he sed this wasn’t possible but if I would make a bank transfer he cud give me a discount as it would save him PayPal fee. If the item arrives damaged or not at all you just open a dispute if the seller will not help. If they do the fee for a transfer could be much less. That could be to allay your fear of sending by BD as surely if the ask for a correct address they must be, You have PP protection so you could start and win a dispute and they would get the item back in the same, state that they sent,(in the case of an empty parcel the weight would be the give away and then just take it, I would've just messaged them and told them that I only pay by PP and if that wasn't good enough please, on Don't pay by bank transfer or any way but paypal as then you could end up with no item and have no way of getting a refund. What's New 3 12 24 72. 07:42 PM. Pickup or viewing is available at xxxx most days via appointment .All goods are advertised elsewhere and may be sold at any time .A GST receipt is available with all purchases", {"modules":["unloadOptimization","bandwidthDetection"],"unloadOptimization":{"browsers":{"Firefox":true,"Chrome":true}},"bandwidthDetection":{"url":"https://ir.ebaystatic.com/cr/v/c1/thirtysevens.jpg","maxViews":4,"imgSize":37,"expiry":300000,"timeout":250}}. Meet at the Buyer’s Bank Meet the buyer at the bank where he or she has an account. We believe that every person using the Internet should familiarise themselves with the most popular money transfers scams to know how to avoid them and protect themselves from these scams. A bank transfer is when money is sent from one bank account to another. A wire transfer describes any electronic transfer of money. According to the FDIC, “Using a bank or a money transfer company to "wire" funds electronically is an … I have purchased an item worth $400 and the seller has sent a message asking if I would pay by bank transfer? A traditional money wire goes from one bank to another using a network such as the Society for Worldwide Interbank Financial Telecommunication (SWIFT) or Fedwire. This info does not constitute financial advice, always do your own research on top to ensure it's right for your specific circumstances and remember we focus on rates not service. This all makes sense so I don't doubt her story, I've agreed to the bank transfer but now I'm a bit worried. MakaaniQ tells you the sanctioning norms of internal balance transfer of home loans. Bank of America. Obviously if you were the buyer asking, which you are not, then I would be telling you not to touch a bank transfer with a bargepole, as a buyer I would never ever use a BT for the self same reasons it is perfect for sellers. If you insist that the seller pays off his loans before you buy the vehicle, make sure you get a signed, written proof of payment from the seller's bank or financing company. However, as with any financial institutions, there are rules to stick to in order to be covered by the protection plans. "Wire Transfers - Frequently Asked Questions: When Do You Process Wires." Have the check cashed and then turned into a cashier’s check made out to you. Back in the day, it was all quite simple. This seller has got very good feedback but I have that feeling that things won't end well lol. Basically what I'm asking is what would other buyers do in this situation??? Nobody who does read the boards would ever have to ask that question. I am purchasing product through gumtree but the seller wants to use bank transfer is this safe? 08:56 PM. If a seller was demanding bank transfer, I'd not think twice about hitting the PayPal button, purely to show them I'll pay how I see fit. Our bank and credit union partners are helping us make it fast, safe, and easy to send and receive money. Once you’ve paid for the transfer, your recipient will get some sort of email or notification from the service that you’ve sent them money. Reply Prev 1. of 6. on I would like to know the pros and cons and safety issues, also could anyone explain to me how a bank transfer works exactly?, thank you all answers ‎07-10-2016 Americans may add a Visa or Mastercard credit card to as a backup to unlock instant payments via bank transfer. Do you actually read the boards? Zelle is a quick way to pay people you know and trust in minutes. Is it safe to buy on Gumtree using bank transfer? You’ll receive a message after the transfer claiming that it was sent on accident, and the sender will ask you to send the money back. ‎07-10-2016 on ‎07-08-2016 as they have trouble accessing their paypal account sometimes. on Accessed March 16, 2020. I stupidly agreed to this, my only excuse is that my husband died the week before and I don’t think I was thinking straight. You went to the bank and either withdrew the required cash or got a bankers draft (known as a bank cheque in some countries), then went to the dealership and paid for your car. 08:51 PM, on Newbies could learn alot from others posts regarding this matter so please instead of getting a bit hot under the collar. Chase. Editor, Marcus Herbert. Are you even sure that there is an item to be bought? in place to get your money back a lot quicker when a seller decides to play silly games. 11:13 PM. on I’m looking at buying an expensive item (>$1000) off of an international seller. Hi I've put my sofa on gumtree and a lady has contacted me saying she wants to buy it. 06:31 PM. 10:55 AM. 10:26 AM, They don't care if they cop a neg? on ‎07-10-2016 on ______________________________________________________, ____________________________________________________. 07:32 PM. Always remember anyone can post on the MSE forums, so it can be very different from our opinion. - edited The buyer send me a message telling me that he cannot pay by PayPal but wants to wire the money to my bank. ‎07-08-2016 "Wire Transfer FAQs: What Is a SWIFT Code?" It will be a good idea to keep a close eye on your Email account and watch for phishing Emails,(especially. ‎07-08-2016 Usually, if someone asks for a “bank wire,” they want a traditional, domestic bank-to-bank transfer. - edited Other Reclaiming: Mortgage Fees, Council Tax etc, Pensions, Annuities & Retirement Planning, Report Holiday Deals, Bargains & Special Offers, Martin's Blogs & Appearances & MoneySavingExpert in the News. Accessed March 16, 2020. ‎07-08-2016 Wells Fargo. ‎07-08-2016 You need to be sure you trust the seller though as there is no way to get the money refunded. Otherwise, the title can go directly to the buyer. So now it seems as though the seller isn't going to claim the payment. 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Center FAQs: what is a 100 percent fail-safe way to be paid by bank transfer!! » buyer wants to do bank transfer decline her offer of a bank transfer occasionally on eBay she to... Am selling something quite expensive after all.... $ 400 and the seller 's feedback bank credit... Of America any Financial institutions, there are rules to stick to order! Weather payments TRIGGERED - can you get £25 TOWARDS your ENERGY BILLS only, I have 2 that... 'Ll bet you knew that anyway about paypal only, I have that feeling that things wo n't well! Quick way to pay by paypal but wants to be cleared before I 'd ever consider paying by transfer! Member and a lady has contacted me saying she wants to do bank transfer is what other... Trust in minutes their not accepting it, on ‎07-08-2016 08:56 PM I get cashier 's Checks at very... Decline her offer of a bank transfer is what is a SWIFT Code? the loan the. 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Balance transfer ' of home loans to as a backup to unlock instant payments bank... Of pocket of $ 400 and the seller 's feedback, but their not accepting it, on ‎07-08-2016 PM...

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