Bank Islam Personal Financing-i (Package) offers starting fixed interest rate from 4.99%p.a., approved loan amount of up to RM200,000 and max. Use of this site constitutes acceptance of our Terms of Use and Privacy Policy. It has made long strides to become a global leader in Islamic banking and in upholding its status as the symbol of Islamic banking in Malaysia. Having Takaful means that you can enjoy better interest rates and having protection for your installments in case of unfortunate incident. Bank Islam Credit Card-i; Bank Islam Debit Card-i; Form & Programs for Bank Islam Card-i; TruRewards Loyalty Programme; Promotions; List of Campaign Winners; Financing. An Islamic personal loan is where the bank buys an asset on behalf of the borrower and selling it at a profit - this profit rate replaces the interest rate (used by conventional loans) as Islamic loans are prohibited from charging interest (Riba). Apply now Flat Profit Rate Applicant must be above 25 years old and not exceeding the retirement age at the end of payment period, Working as a professional in Medical Doctor, Dentist, Accountant, Engineer, Lecturer, Architect, Safety Officer, Pharmacist, Veterinary, Optometrist or Optician, Quantity Surveyor and Actuary. This product is Shariah compliant and is based on Tawarruq buy and sell concept. Secured against fixed deposit or structured investment: Secured against fixed deposit or structured investment. Personal Financing; Home Financing; Vehicle Financing; Guide for Consumer on Reference Rate; Agent Banking; Wealth Management. 2. 15,00,000 with minimal documentation and speedy approval from Axis Bank. … Enjoy more benefits by applying for your Bank Islam Credit Cards today! However, you should still repay your personal loan on time to avoid late penalty charges or negative impact on your credit score. In another narration, he said, peace be upon him: Charity (Sadaqah) has the reward of ten and the loan (Qardh) has the reward of eighteen. © 2021 CompareHero.my (Compargo Malaysia Sdn Bhd, 201301020939). Bank Islam, or Bank Islam Malaysia Berhad, is an Islamic bank that is based in Malaysia. Tenure over 2 years Monthly Repayment RM528.75; Standard Chartered CashOne Interest Rate from 5.5% p.a. OSH officer credential certificate issued by Chief Director of Department of Occupational Safety and Health (DOSH); Registered membership with Pharmacy Board of Malaysia, Annual Practicing Certificate (APC) from PBM, Degree in Veterinary Science or related field, Registered membership with Malaysian Veterinary Council (MVC), Annual Practicing Certificate (APC) from MVC, Degree in Optometry (For optometrist) or at least Diploma in relevant field (Optician), Registered membership with The Malaysian Optical Council (MOC), Annual Practicing Certificate (APC) from MOC, Degree in Quantity Surveyor or any related course, Registered membership with The Board of Quantity Surveyor (BQSM), Certificate of registration – Form D (Registered QS), Degree in Actuarial Science or any related course, Registered membership with Actuarial Society of Malaysia. Loans are available with fixed or variable interest rates and come with flexible repayment options to help you budget.  The Shariah concept used is Tawarruq. Balance Transfers Vs Debt Consolidation Loan: Which Is Better In Helping You Clear Your Debt? Personal Financing; Home Financing; Vehicle Financing; Guide for Consumer on Reference Rate; Agent Banking; Wealth Management. You can use a loan to finance a renovation project, make a big purchase or consolidate your higher interest debts. For LOCUM, additional letter/payment voucher from respective clinic or hospital, Professional Certificate from MICPA/ACCA/CIMA/CFA. Select from All banks. Example: Based on $5000.00 loan at 6.00% amortized over 60 months; $94.36 monthly payment; $661.60 total interest cost over 60 months 3 Excluding real estate secured loans. Issue 769: It is permissible to execute a verbal contract for a loan and, as such, by the action that a sum is given to someone with the intention of a loan and the other side takes it with this same intention. Effective profit rate: 6.15% to 13.12% (dependent on tenure). My monthly income is as a. RHB Easy-Pinjaman Ekspres Interest Rate from 8.18% p.a. Financing Rate Offer With Takaful Coverage. It is quite straightforward until you come across some terms and jargons that you are … The bank has been playing the leading role in developing Malaysia’s Islamic banking industry and has already provided technical assistance in setting up a few of the Islamic institutions in countries around Asian region such as Thailand, Indonesia and Sri Lanka. The Prihatin Programme is aimed at easing flood victims’ financial burden. Now you need not postpone things on your bucket list! They offer 6 different Credit Cards, 2 Personal Loans and 2 Mortgages. RM 300,000: Tenure: Min. Profit Rate Applying for Bank Islam Personal Loan, you get low interest rate, up to 10 years loan tenure and 5 days approval period. Personal Financing; Home Financing; Vehicle Financing; Guide for Consumer on Reference Rate; Agent Banking; Wealth Management. 4-10 years : Base Rate (BR) + 5.28% p.a (Profit is calculated on a daily basis based on “Monthly Rest”). Bank Islam Personal Financing-i (package with fixed rate) ditawarkan kepada pemohon yang berumur 18 tahun ke atas dengan pendapatan gaji kasar bulanan tidak kurang daripada RM2,000, atau tahunan RM24,000. Instead of having your property as a form of collateral to secure the loan, the bank looks at … loan tenure up to 10 years. Personal Financing; Home Financing; Vehicle Financing; Guide for Consumer on Reference Rate; Agent Banking; Wealth Management. Bank Islam Credit Card-i; Bank Islam Debit Card-i; Form & Programs for Bank Islam Card-i; TruRewards Loyalty Programme; Promotions; List of Campaign Winners; Financing. Bank Islam was established in 1983 to address the financial needs of Malaysia’s Muslim population. Pembiayaan maksimum adalah 10 tahun pembayaran balik pada umur persaraan. Bank Islam Credit Card-i; Bank Islam Debit Card-i; Form & Programs for Bank Islam Card-i; TruRewards Loyalty Programme; Promotions; List of Campaign Winners; Financing. Financing Rate Offer With Takaful Coverage, Note : Revised BR (effective date 10 July 2020) is 2.52% p.a, Financing Rate Offer Without Takaful Coverage, Additional Documents For Respective Professional, RM50.00 – For being the customer’s agent to sell commodity to the Broker, Click here to download Product Disclosure Sheet, PIDM DIS BROCHURE | LIST OF INSURED DEPOSIT, Fully Secured Bank Guarantee-i (BG-i 1:1), Fully Secured Letter of Credit-i (LC-i 1:1), Personal Financing For Professional Program, Based on eligibility limit and subject to minimum amount of RM10,000 and maximum amount of RM300,000, Maximum of 10 years (120 months) or up to the retirement age, whichever is earlier. Bank Islam offers many types of Credit Cards and Personal Loans that are suitable to different customers' preferences. Pinjaman peribadiadalah mematuhi Syariah manakala peminjam akan dapat menikmati wang pinjaman dari RM 20,000 hingga RM 200,000. All rights reserved. Bank Islam Credit Card-i; Bank Islam Debit Card-i; Form & Programs for Bank Islam Card-i; TruRewards Loyalty Programme; Promotions; List of Campaign Winners; Financing. 2.1 HDFC Personal Loan Offers (For Special Corporates); 2.2 Personal Loan Rates and Processing Fee Based on Company or Product Category; 2.3 Personal Loan Offers for Government Employees; 2.4 Special Offers for Employees … Come with flexible repayment periods between 1 to 10 years: Base Rate + 2.25 p.a. Still repay your personal Loan on time to avoid late penalty charges or impact. Profit for assets purchase-and-resale interest debts 10 years: Base Rate + 2.25 % p.a ’ ve Top! Personal Financing ; Home Financing ; Home Financing ; Home Financing ; Home Financing ; Financing! It was founded in 1983 and is based on a fixed or floating interest rates and come with repayment! 1983 to address the financial needs as well: back apply better interest rates in India 2021 and... 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