I have seen in the news that undurersvincluding TAL have been spyingbon people with mental illnesses who have put in TPD claims and I have actually been experiencing a whole range of very disturbing issues around issuesclikr spyware such as Cerberus being the potential cause of a lot of intimidating and disturbing issues withbmy phone among other things I don't want to disclose on s public forum. This wasn't the fault of TAL Life, but the fault of other parties delaying information to TAL Life for them to complete the claim and make a decision. Meet Advisor; Pay Premium; Customer Login; Claims Registration; Highlights . They processed my revised applications efficiently..", "Rarely hear from them, thinking of cancelling it. They need to make the bridging process smoother!. They were also quick to correct a typo on my policy documents when it was noticed..", "They are quite reasonably priced as compared to other insurers. nib life insurance review. Keep in mind that increasing your level of cover or adding your spouse or children to your policy is likely to mean you pay a higher insurance premium. You need to have an option of N/A for your questions as literally my only interaction with them over the past few years has been to update my credit card details for automatic monthly payments (and there have been no issues there!).. Trauma insurance typically offers a lump sum payment if you suffer from a critical health condition. Communication is very minimal, which is ok. Have not needer to claim yet so cannot comment on that process..", "I haven't made a claim, and I haven't really shopped around, I can't really say too much good or bad about them, but from my experience so for they are fine..", "Neither liked or disliked as it goest through my superannuation fund..", "The costs seem a bit high to me but their staff are very good & quick to respond. It is the biggest con ever..", "Very easy application (through Super Fund), and reasonable premiums. ", "Very good communication, efficient processing. Hospital Report including Xrays clearly showed that I had really hurt myself. Under the terms of my policy there were some grey areas where my claim could of been declined by TAL Life. I'll find out if I have to make a claim..", "Quite easy to apply for through my super find, Unisuper. Let Aussie help find the right home loan for you. Latest review: Real life insurance has great team of advisors and support. TAL provides direct life insurance through InsuranceLine and has been a joint winner of CANSTAR’s prestigious award for Outstanding Value Life Insurance in 2013, 2014 and 2015. You can’t, however, claim a deduction for premiums that compensate you for physical injury or are taken out through your super fund. Had TAL Trauma / Critical illness cover for 6 years. Overall happy with the policy but have not had to claim..", "My overall experience has been somewhat unremarkable. I think they missed an opportunity to be a leader in communicating regulatory change events last financial year direct to policyholders irrespective of first or second hand Group or Retail relationships with customers. Plus they just tried to push 15% increases onto me..", "I liked that they qualified their risk but didn't put the price up The policy had alot of great features that my previous insurer did not. ", "TAL and Australian Super ganged up on me, treated me like a fool and refused to help me at all. We lay it all out for you so you feel comfortable choosing the best policy long before your first premium payment. 4.1 from 687 reviews. Had TAL Life Insurance for 3 years. The workers compensation payments were to drop to 80% of his income after 3 months so my partner contacted TAL (4 weeks earlier) and was assured they would 'top up' his income and he just needed to contact them when the 3 months was up. Learn more., . Would recommend. Today, they insure almost 4 million Australians and their families 2, helping them look after what matters most. Had TAL Income Protection for 1 year or less. We've been awarded the prestigious AON Best Employer's Award for four years in a row! I cannot stress enough, this company is the worst insurance company i have encountered in my life and i have worked in this field for 14 years. The Star Ratings in this table were awarded in May 2020 and data is as at that date, updated from time to time to reflect product changes notified to us by product issuers. Product information and pricing should be confirmed with the relevant financial institution. ", "Easy to sign up, competitive price but above average cover. 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